APFlow Founding Team
Product & Engineering
Spent a decade inside finance operations and enterprise SaaS, building tooling for controllers at scale. Leads product direction, compliance initiatives, and voice-of-customer interviews.
Our Mission
APFlow was founded in 2025 with a clear mission: help finance teams stop losing money through their accounts payable process. Every duplicate payment, every missed discount, and every hour spent on manual data entry represents money walking out the door.
We're building intelligent automation that eliminates duplicate payments, captures 100% of early payment discounts, and cuts AP processing time by 80% — turning AP from a necessary cost into an actual profit generator.
Leadership & Advisors
Finance & Compliance Advisors
Former controllers + Big Four auditors
An advisory bench of controllers, AP managers, and security architects reviews every workflow before release, ensuring APFlow aligns with real audit expectations.
The Problem We're Solving
Most finance teams are drowning in manual AP work. The consequences are expensive:
$2,034
Average cost per duplicate payment
36% ROI
Annual return from 2/10 Net 30 discounts
80%
Time wasted on manual processing
Finance teams at growing companies process hundreds of invoices monthly through email, spreadsheets, and manual systems. They're worried about duplicate payments, missing discounts, and losing hours to data entry — problems that are completely solvable with the right tools.
Our Solution
APFlow provides an accounts payable automation platform designed specifically for finance teams at growing North American businesses. We focus on what matters most: preventing duplicates, capturing discounts, and eliminating manual work.
What We Do Today
Duplicate Detection
Analyze invoices to flag potential duplicates by comparing invoice numbers, amounts, dates, and vendor information. Prevent costly double payments before they happen.
Approval Workflows
Route invoices through custom approval workflows based on your business rules. Keep your team organized and ensure proper authorization.
Payment Optimization
Get intelligent recommendations on payment timing to maximize early payment discounts and optimize cash flow. We advise; you stay in control.
Team Collaboration
Invite unlimited team members to collaborate on invoices. Everyone sees the same information with complete audit trails.
Real-Time Dashboard
Track your AP process in real-time with a modern dashboard. See pending approvals, upcoming payments, and potential duplicates at a glance.
Where We Are Today
APFlow is currently invite-only as we refine the platform with early customers. Here's what that means:
- Manual Upload Only: Invoices are uploaded through the dashboard (email capture and OCR coming soon)
- No Integrations Yet: Accounting system integrations are on our roadmap but not yet available
- Advice-Only Platform: We never touch your money or process payments — you stay in complete control
- Active Development: We're building new features based on real customer feedback
Being invite-only during this phase gives you a voice in shaping the platform. Your feedback directly influences what we build next.
Our Values
Security First
Your financial data deserves bank-level protection. We use industry-standard encryption, secure authentication, and role-based access controls. We're actively pursuing SOC 2 Type II certification.
Customer-Driven
We build what you actually need, not what we think is cool. Every feature starts with customer feedback and real-world problems.
Transparency
We're honest about what we can and can't do. No overpromising, no hiding limitations. If a feature isn't ready, we'll tell you.
Advice-Only
We provide intelligent recommendations, but you stay in control. We never process payments or move funds on your behalf.
Proof & Credentials
Security posture
SOC 2 Type II in progress
- AES-256 encryption at rest + TLS 1.2+ in transit
- Immutable audit logs for every upload, approval, and export
- Pen tests and vendor security reviews refreshed twice per year
See the full program on our security page.
What customers measure
North American invite-only beta
- $47K+ duplicate payments prevented per finance org
- 95% of early payment discounts captured
- 80% reduction in invoice cycle time
Who We Serve
APFlow is built for finance teams at growing companies in North America who process 500+ invoices monthly. If you're a CFO, controller, or AP manager who is:
- Worried about duplicate payments slipping through
- Missing out on early payment discounts
- Losing hours to manual data entry and invoice processing
- Managing AP through email and spreadsheets
- Looking for a better way to manage your AP process
Then APFlow is designed specifically for you.
Our Technology
APFlow is built on a modern, secure technology stack designed for reliability and performance:
Security & Authentication
Enterprise-grade authentication through Stytch with magic link support and MFA capabilities
Data Protection
AES-256 encryption at rest, TLS encryption in transit, role-based access controls, and complete audit trails
Infrastructure
Cloud-based infrastructure with automatic backups, redundancy, and 99.9% uptime target
Compliance
GDPR and CCPA compliant, pursuing SOC 2 Type II certification, regular security assessments
What's Next
While we're excited about our roadmap, we share these plans to give you visibility into our direction. Actual features and timelines may change based on customer feedback and market needs.
Planned Features
- 📧 Email invoice capture and automatic forwarding
- 🔍 Advanced OCR for automatic data extraction
- 🔗 Accounting system integrations (QuickBooks, Xero, NetSuite, Sage Intacct)
- 📊 Enhanced analytics and reporting
- 🤖 Improved AI for duplicate detection
- 📱 Mobile app for approvals on-the-go
These features do not constitute a commitment or promise to deliver. Priorities may change based on customer needs.
Join Us in Transforming AP
We're working with select organizations to refine APFlow. If you're ready to stop losing money through your AP process, we'd love to show you what we're building.